Valuation: Affirm Holdings, Inc.

Capitalization 16.59B 13.98B 12.75B 12.17B 22.6B 1,503B 23.48B 148B 58.88B 726B 62.22B 60.94B 2,536B P/E ratio 2026 *
46.3x
P/E ratio 2027 * 28.3x
Enterprise value 17.39B 14.65B 13.36B 12.76B 23.68B 1,575B 24.61B 155B 61.7B 761B 65.21B 63.87B 2,658B EV / Sales 2026 *
4.21x
EV / Sales 2027 * 3.21x
Free-Float
81.35%
Yield 2026 *
-
Yield 2027 * -
1 day+0.10%
1 week-12.66%
Current month-17.40%
1 month-31.40%
3 months-29.36%
6 months-35.33%
Current year-33.08%
1 week 48.55
Extreme 48.55
62.14
1 month 48.55
Extreme 48.55
75.9
Current year 48.55
Extreme 48.55
84.65
1 year 30.9
Extreme 30.901
100
3 years 8.8
Extreme 8.8
100
5 years 8.62
Extreme 8.62
176.65
10 years 8.62
Extreme 8.62
176.65
Manager TitleAgeSince
Chief Executive Officer 51 01/07/2012
Director of Finance/CFO 45 08/11/2024
President 53 09/12/2022
Director TitleAgeSince
Chairman 51 01/07/2012
Director/Board Member 53 08/05/2021
Director/Board Member 55 01/01/2013
Change 5d. change 1-year change 3-years change Capi.($)
+0.10%-12.66%-38.27%+280.23% 16.59B
+0.36%-10.00%-32.00%-5.35% 111B
+6.82%-8.27%+16.38%+655.17% 68.47B
+5.24%-1.06%+42.60%+111.07% 52.6B
-0.68%-20.94%-50.29%-33.62% 33.55B
-1.37%-1.17%+8.08%+170.83% 26.26B
-0.32%-9.88%-32.15%-30.98% 24.24B
-0.52%-3.15%+20.44%+206.43% 20.43B
+6.02%+5.26% - - 14.14B
+0.52%-0.66%-32.87%-6.62% 13.98B
Average +1.62%-6.60%-10.90%+149.68% 38.14B
Weighted average by Cap. +2.10%-7.88%-8.51%+167.43%

Financials

2026 *2027 *
Net sales 4.13B 3.48B 3.18B 3.03B 5.63B 374B 5.85B 36.93B 14.66B 181B 15.49B 15.18B 632B 5.13B 4.33B 3.95B 3.77B 6.99B 465B 7.27B 45.89B 18.22B 225B 19.25B 18.86B 785B
Net income 376M 317M 289M 276M 513M 34.09B 533M 3.36B 1.34B 16.46B 1.41B 1.38B 57.54B 623M 525M 479M 457M 849M 56.46B 882M 5.57B 2.21B 27.26B 2.34B 2.29B 95.29B
Net Debt 795M 670M 611M 583M 1.08B 72.03B 1.13B 7.11B 2.82B 34.78B 2.98B 2.92B 122B -92.93M -78.3M -71.42M -68.18M -127M -8.42B -132M -831M -330M -4.06B -348M -341M -14.21B
Logo Affirm Holdings, Inc.
Affirm Holdings, Inc. provides consumers a flexible alternative to traditional payment options. The Company operates a payment network that helps consumers and merchants drive growth. Its platform comprises three core elements: point-of-sale payment solutions for consumers, merchant commerce solutions, and a consumer-focused app. Its Affirm App and Website provide tailored offers from merchants based on consumers’ preferences. Consumers can apply at affirm.com or via the Affirm App and, upon approval, receive a single-use virtual card to use online or in-store. Affirm Card allows consumers to link a bank account to pay in full, or apply to pay over time through the Affirm App. It offers users an in-app post-purchase feature that allows them to instantly apply to convert any eligible debit transaction into an installment loan. Through the Affirm app and in partnership with Cross River Bank, it offers a high-yield savings account, with no minimum deposit requirements or fees.
Employees
2,206
Date Price Change Volume
13/02/26 49.81 $ +0.10% 10,260,971
12/02/26 49.76 $ -11.99% 13,681,233
11/02/26 56.54 $ -5.21% 8,204,647
10/02/26 59.65 $ +2.93% 9,328,815
09/02/26 57.95 $ +1.61% 7,830,584
Sell
Consensus
Buy
Mean consensus
BUY
Number of Analysts
30
Last Close Price
49.81USD
Average target price
86.00USD
Spread / Average Target
+72.66%

Quarterly revenue - Rate of surprise