PT Bank Maybank Indonesia Tbk : Maybank Indonesia Financial Result 1Q 2025

Maybank Indonesia

FINANCIAL RESULTS

1Q 2025 ended 31 March 2025

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Table of Contents

Macro-economics

2

2

Maybank Indonesia in Brief

Executive Summary

Results Overview

Shariah Business Unit

16

18

8

29

20

22

13

8

Digital Banking

2

20

4

Subsidiaries

25

Sustainability

Awards and Events Highlights

36

31

28

24

GDP Growth

Macro-economics and

Industry

5.04%

5.17%

4.94% 5.04%

5.11%

Economic Growth

4.7% to 5.5%

-

0.5% to -1.3%

Account

Current

of GDP

Inflation

2.5% ± 1%

Loan Growth

11% to 13%

5.05% 4.95% 5.02% 4.87%

Updates

Shariah Financing and Funding Growth

Slowing economic activities on both major and emerging

1Q 2023 2Q 2023 3Q 2023 4Q 2023 1Q 2024 2Q 2024 3Q 2024 4Q 2024 1Q 2025

Source: Statistics Indonesia (BPS)

19.43%

Bank Indonesia's 2025 Prospect

countries during high tension of geopolitics, projected to grow by 2.7% in 2025.

18.02%

17.09%

10.14%

14.69%

9.18%

15.63% 15.38%

10.43%

7.54%

13.70%

10.41%

12.04%

11.45%

10.09%

9.91%

9.17%

5.59%

^ All growth percentages noted are on year-on-year (YoY) basis unless otherwise stated

* Still waiting Mar-25 Banking Industry Information published on OJK website

Mar-23 Jun-23 Sep-23 Dec-23 Mar-24 Jun-24 Sep-24 Dec-24 Mar-25

Loan and Deposit Growth

12.40% 12.36%

9.93%

10.38%

10.85%

10.46%

8.96%

9.16%

7.00%

7.76%

6.54%

7.44%

8.45%

7.04%

6.32%

3.73%

4.48%

4.75%

Mar-23 Jun-23 Sep-23 Dec-23 Mar-24 Jun-24 Sep-24 Dec-24 Mar-25

Loan

Deposit



Financing Funding

Source: Indonesia Banking Statistics (SPI) Source: Sharia Banking Statistics (SPS)

3

Table of Contents

2

2

4

Macro-economics

Maybank Indonesia in Brief

Executive Summary

Results Overview

Shariah Business Unit

2

16

18

8

29

20

22

13

8

Digital Banking

20

Subsidiaries

25

Sustainability

Awards and Events Highlights

36

31

28

24

Our Presence

1959

1988-

1989

2008

2014-

2015

2019

2023

2024

Established in 15 May 1959

• Obtained license for foreign exchange

transactions

• Listed in stock exchange

  Acquired by Malayan Banking Berhad (Maybank)

• Launched the Shariah First Strategy

• Change of name from BII

to Maybank Indonesia

Launched the new M2U mobile banking application

Provided Indonesia's first ever Shariah Wealth Management solution

TIME World's Best Companies 2024 awarded to Maybank Group

Maybank Indonesia Market Presence

Loans Market Share

21.1%

17.4%

13th

11.9%

9.7%

4.6%

Total Assets

Rp189.8 tn

2.9%

1.5%

Deposits Market Share

MBI

19.4% 15.8%

13.2%

15th

9.1%

4.3%

2.8%

Rating Calls

idAAA PEFINDO

1.2%

MBI

Top 6

Top 6

Maybank Indonesia Footprint

Physical Footprint

282 22 742

Branches (incl. KCP Mobile ATM* including shariah and (Mobile Cash 26 Cash Recycle

Mumbai branch) Van) Machines (CRM)

Digital Footprint

Employee Strength

>111,000

M2U Active

Users

>3,800

M2E Active

Users

>6,500

Maybankers

Mandiri BRI BCA BNI BTN CIMBN

Mandiri BRI BCA BNI BTN CIMBN

* Connected with over 20,000 ATMS in ATM PRIMA, ATM BERSAMA, ALTO, CIRRUS network and connected to 3,500 Maybank ATMs in Singapore, Malaysia, and Brunei

^ Data as of Mar-25 5

# Active users are defined as those who transact regularly through digital platforms