Valuation: Bread Financial Holdings, Inc.

Market Cap 4.16B 3.62B 3.43B 3.11B 5.82B 398B 5.85B 40.82B 15.78B 202B 15.62B 15.27B 648B P/E 2026 *
8.96x
P/E 2027 * 8.05x
Enterprise Value 4.16B 3.62B 3.43B 3.11B 5.82B 398B 5.85B 40.82B 15.78B 202B 15.62B 15.27B 648B EV / Sales 2026 *
1.04x
EV / Sales 2027 * 1x
Free-Float
98.51%
Yield 2026 *
0.85%
Yield 2027 * 0.89%
1 day-0.95%
1 week+1.02%
Current month+2.86%
1 month-3.28%
3 months+4.93%
6 months+50.77%
Current year+45.15%
1 week 105.32
Extreme 105.32
110.22
1 month 100.77
Extreme 100.77
112.09
Current year 67.78
Extreme 67.78
114.53
1 year 53.83
Extreme 53.83
114.53
3 years 26.08
Extreme 26.08
114.53
5 years 23.19
Extreme 23.19
114.53
10 years 20.51
Extreme 20.51
278.33
Manager TitleAgeSince
Chief Executive Officer 65 03/02/2020
Director of Finance/CFO 60 06/07/2021
Chief Tech/Sci/R&D Officer 47 23/01/2024
Director TitleAgeSince
Director/Board Member 69 01/05/2015
Director/Board Member 65 10/10/2016
Director/Board Member 69 04/06/2019
Date Insider Type Main position Quantity % Market Cap. Importance
28/7/26 Sell

Director

-2,802 0.0069%
15/7/26 Free

Chairman

730 0.0018%
29/5/26 Sell

Chief Executive Officer

-15,000 0.0371%
Change 5-day change 1-year change 3-year change Capi.($)
-0.88%+1.02%+67.74%+212.10% 4.16B
+0.87%-2.73%+0.74%+35.47% 65.9B
-0.44%-5.36%-40.99%+34.85% 35.59B
-0.36%-3.19%-10.47%+18.75% 31.04B
-0.22%-2.11%-2.80%+131.46% 24.21B
+0.81%-2.24%+60.33%+162.83% 24.49B
+0.51%-3.15%-40.32%+93.48% 21.61B
+0.97%-3.60%+12.15%+49.08% 15.71B
+1.98%-0.41%-27.40%-4.22% 15.81B
+0.04%-5.37% - - 15.13B
Average +0.31%-2.90%+2.11%+81.53% 25.36B
Weighted average by Cap. +0.37%-3.25%-4.85%+62.63%

Financials

2026 *2027 *
Net sales 4B 3.48B 3.3B 2.99B 5.59B 383B 5.62B 39.26B 15.18B 195B 15.02B 14.68B 623B 4.15B 3.62B 3.42B 3.11B 5.81B 397B 5.84B 40.75B 15.76B 202B 15.59B 15.24B 647B
Net income 492M 429M 406M 369M 689M 47.14B 692M 4.83B 1.87B 23.96B 1.85B 1.81B 76.69B 496M 432M 409M 372M 695M 47.54B 698M 4.87B 1.88B 24.16B 1.86B 1.82B 77.34B
Net Debt - -
Logo Bread Financial Holdings, Inc.
Bread Financial Holdings, Inc. is a tech-forward financial services company which is engaged in providing simple, personalized payment, lending, and saving solutions. The Company's product offerings consist of co-brand and private label credit card programs with retailers and other brand partners; direct-to-consumer (DTC); proprietary general purpose credit cards; Bread Pay products; and Bread Savings products. Its payment solutions, including Bread Financial general purpose credit cards and savings products. Its private label credit cards are partner-branded credit cards used by consumers for the purchase of goods and services from that partner. Bread Pay is its payment technology solution for pay-over-time products. The Company's products are supported by various services and capabilities, including risk management, underwriting, and funding services; credit card and other loan processing and servicing; fraud prevention; marketing, and data and analytics; and others.
Employees
6,000
Date Price Change Volume
18/09/26 US$107.46 -0.70% 33,857
17/09/26 US$108.21 +0.33% 446,875
16/09/26 US$107.85 +0.19% 705,223
15/09/26 US$107.65 -1.45% 732,094
14/09/26 US$109.23 +2.69% 469,362
Trader
Investor
-
Global
-
Quality
ESG MSCI
AA
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
18
Last Close Price
108.21USD
Average target price
115.41USD
Spread / Average Target
+6.66%

Quarterly revenue - Rate of surprise

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