Valuation: NBT Bancorp Inc.

Market Cap 2.71B 2.43B 2.23B 2.02B 3.78B 257B 3.85B 26.63B 10.69B 135B 10.17B 9.96B 427B P/E 2026 *
12.4x
P/E 2027 * 11.4x
Enterprise Value 2.71B 2.43B 2.23B 2.02B 3.78B 257B 3.85B 26.63B 10.69B 135B 10.17B 9.96B 427B EV / Sales 2026 *
3.56x
EV / Sales 2027 * 3.37x
Free-Float
85.44%
Yield 2026 *
2.95%
Yield 2027 * 3.09%
1 day-1.47%
1 week-1.29%
1 month+4.05%
3 months-0.87%
6 months+19.46%
Current year+25.70%
1 week 51.48
Extreme 51.48
53.61
1 month 49.3
Extreme 49.3
53.61
Current year 39.96
Extreme 39.96
54.5
1 year 39.44
Extreme 39.445
54.5
3 years 32.79
Extreme 32.79
54.5
5 years 27.52
Extreme 27.525
54.5
10 years 26.1
Extreme 26.1
54.5
Manager TitleAgeSince
Chief Executive Officer 61 21/05/2024
Director of Finance/CFO 53 08/05/2021
Corporate Officer/Principal 66 14/08/2023
Director TitleAgeSince
Chairman 70 01/12/2016
Director/Board Member 63 24/01/2011
Director/Board Member 67 19/12/2016
Date Insider Type Main position Quantity % Market Cap. Importance
1/10/26 Other

Director

539 0.0010%
29/7/26 Sell

Executive/Senior Manager

-9,000 0.0173%
29/7/26 Sell

Executive/Senior Manager

-4,500 0.0087%
Change 5-day change 1-year change 3-year change Capi.($)
-1.47%-1.29%+28.96%+55.93% 2.71B
-1.90%+1.65%+8.33%+142.37% 895B
+1.48%+9.05%+31.15%+109.97% 442B
+1.31%+5.47%+17.23%+140.14% 386B
+1.28%+5.07%+33.25%+131.08% 353B
-2.21%-1.09%-6.44%+89.86% 345B
+0.16%+3.19%+39.66%+124.27% 320B
-1.21%-5.55%+20.09%+115.60% 293B
-1.49%+0.77%+38.19%+156.35% 282B
-1.66%+1.23%-4.10%+109.71% 250B
Average -0.57%+1.85%+20.63%+117.53% 356.77B
Weighted average by Cap. -0.56%+2.50%+18.42%+126.85%

Financials

2026 *2027 *
Net sales 762M 682M 627M 568M 1.06B 72.31B 1.08B 7.48B 3B 38.04B 2.86B 2.8B 120B 804M 720M 662M 600M 1.12B 76.31B 1.14B 7.9B 3.17B 40.14B 3.02B 2.95B 127B
Net income 220M 197M 181M 164M 306M 20.85B 312M 2.16B 866M 10.97B 824M 806M 34.58B 237M 213M 196M 177M 331M 22.55B 338M 2.33B 937M 11.86B 891M 872M 37.41B
Net Debt - -
Projected Income Statement - Annual - NBT Bancorp Inc.
Logo NBT Bancorp Inc.
NBT Bancorp Inc. is a financial holding company. It primarily operates through NBT Bank, N.A. (the Bank), a full-service community bank, and through two financial services subsidiaries. Its business, primarily conducted through the Bank, consists of providing commercial banking, retail banking and wealth management services. The Bank offers a range of products and services tailored to individuals, corporations and municipalities. Its segments include Banking and Retirement Plan Administration. Its Retirement Plan Administration segment includes retirement plan and health savings account recordkeeping and administration, investment management, third-party administration, and others. The Bank's deposit products include demand deposit accounts, savings accounts, interest-bearing checking accounts and others. It operates EPIC Retirement Plan Services, which is a national benefits administration firm. It operates NBT Insurance Agency, LLC, which is a full-service regional insurance agency.
Employees
2,303
Sector
Banks
Date Price Change Volume
30/10/26 US$52.19 -1.47% 283,973
29/10/26 US$52.97 +1.92% 325,006
28/10/26 US$51.97 -1.74% 393,210
27/10/26 US$52.89 -0.45% 309,697
26/10/26 US$53.13 +0.49% 272,656
Trader
Investor
-
Global
-
Quality
ESG MSCI
BBB
MarketScreener Ratings - NBT Bancorp Inc.
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
7
Last Close Price
52.19USD
Average target price
57.50USD
Spread / Average Target
+10.17%

Quarterly revenue - Rate of surprise

Rate of surprise - Net sales - Quarterly - NBT Bancorp Inc.
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