X Financial is a holding company principally engaged in online personal finance business. The Company is engaged in the connection of borrowers with institutional funding partners and the provision of online personal credit loan products. The Company's main product is Xiaoying Credit Loan, which mainly consists of Xiaoying Card Loan and other unsecured loan products. The Company is also engaged in the provision of secured loan products sunch as Xiaoying Housing Loan and others. The Company primarily conducts its businesses in domestic market.

Employees

643

Sector

Financial Technology (Fintech)

Calendar

08-24 Earnings release - Q2 2026

More about the company

Quotes

Date	Price	Change	Volume
20/08/26	US$5.500	+0.36%	45,624
19/08/26	US$5.480	+2.81%	35,378
18/08/26	US$5.330	+0.57%	39,731
17/08/26	US$5.300	-2.21%	28,151
14/08/26	US$5.420	-2.52%	29,716

Delayed Quote NYSE

More quotes

Market Closed - NYSE 04:00:02 21/08/2026 HKT			5-day change	1st Jan Change
5.500 ^USD	+0.36%		-1.08%	-1.79%

06-17	X Financial Announces Executive Changes, Effective July 1, 2026	CI
06-17	X Financial Chief Risk Officer Yufan Jiang Resigns, Kan Li Named Interim Replacement	MT

Market Cap	1.42B 212M 181M 169M 155M 292M 20.27B 298M 2.01B 783M 10.16B 795M 778M 33.63B	P/E 2024	1.93x	P/E 2025	1.11x
Enterprise Value	892M 133M 114M 106M 97.26M 183M 12.7B 186M 1.26B 490M 6.36B 498M 487M 21.06B	EV / Sales 2024	0.39x	EV / Sales 2025	0.15x
Free-Float	40.58%	Yield 2024	5.04%	Yield 2025	10%

06-17	X Financial Announces Executive Changes, Effective July 1, 2026	CI
06-17	X Financial Chief Risk Officer Yufan Jiang Resigns, Kan Li Named Interim Replacement	MT
05-28	X Financial, Q1 2026 Earnings Call, May 28, 2026
05-28	Tranche Update on X Financial's Equity Buyback Plan announced on May 19, 2025.	CI
05-28	X Financial Reports Earnings Results for the First Quarter Ended March 31, 2026	CI
04-30	Tranche Update on X Financial's Equity Buyback Plan announced on May 19, 2025.	CI
04-30	Tranche Update on X Financial's Equity Buyback Plan announced on May 19, 2025.	CI
03-26	X Financial, Q4 2025 Earnings Call, Mar 26, 2026
03-26	X Financial announces Semi-Annual dividend, payable on May 20, 2026	CI
03-26	X Financial Reports Earnings Results for the Fourth Quarter and Full Year Ended December 31, 2025	CI
03-26	X financial reports fourth quarter and fiscal year 2025 unaudited financial results	RE
11-21	X Financial, Q3 2025 Earnings Call, Nov 21, 2025
11-21	X Financial Reports Earnings Results for the Third Quarter and Nine Months Ended September 30, 2025	CI

08-18	X Financial to Report Second Quarter 2026 Financial Results on August 24, 2026	PR
06-17	X Financial Announces Leadership Change	PR
05-28	X Financial Reports First Quarter 2026 Unaudited Financial Results	PR
05-21	X Financial to Report First Quarter 2026 Financial Results on May 28, 2026	PR
05-11	X Financial : Initial Statement of Beneficial Ownership (Form 3)	PU

X Financial Stock

Stocks

XYF

US98372W2026

Financial Technology (Fintech)

Valuation: X Financial

Chart: X Financial

Latest news : X Financial

Last Transcript: X Financial

Press Releases: X Financial

News in other languages: X Financial

Quotes and Performance

Course Extremes

Managers and Directors: X Financial

Latest insider transactions

Financial Technology (Fintech) (NEC)

Financials

Company Profile

Quotes

14/07/22	Enel : insieme a Intesa Sanpaolo perfeziona acquisto della fintech Mooney
20/06/22	Intesa Sanpaolo : feu vert de l'UE pour le rachat de Mooney
20/06/22	Enel : l'UE autorise plusieurs acquisitions
03/05/22	HSBC: L'actionnaire principal Ping An appelle à une scission, le titre grimpe
01/03/22	Toshiba-Chef wirft im Streit um Konzernumbau das Handtuch

1 day	+0.36%
1 week	-1.08%
Current month	+11.34%
1 month	+18.53%
3 months	+15.79%
6 months	+10.89%
Current year	-1.79%

1 week	5.2	5.56
1 month	4.68	5.59
Current year	3.3	6.74
1 year	3.3	16.4
3 years	3.3	20.36
5 years	1.62	20.36
10 years	1.43	60.9

Manager	Title	Age	Since
Yue Tang CEO	Chief Executive Officer	55	05/01/2015
Kan Li PSD	President	52	24/05/2021
Fu Ya Zheng DFI	Director of Finance/CFO	60	24/08/2020

Director	Title	Age	Since
Yue Tang CHM	Chairman	55	05/01/2015
Shao Yong Cheng BRD	Director/Board Member	56	01/12/2017
Zheng Xue BRD	Director/Board Member	55	01/09/2018

Date	Insider	Type	Main position	Quantity	% Market Cap.
1/8/26	Long Gen Zhang	Conversion	Director	90,000	0.0389%
1/8/26	Zheng Xue	Conversion	Director	90,000	0.0389%
18/3/26	Zheng Wan	Other	Director	270,000	0.1166%

Add to a list 0 selected To use this feature you must be a member Log in Sign up	Change	5-day change	1-year change	3-year change	Capi.($)
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Average	+0.50%	+0.24%	-26.14%	+166.43%	35.13B
Weighted average by Cap.	+0.22%	-0.56%	-25.78%	+254.01%

	2024	2025
Net sales	5.87B 873M 747M 697M 640M 1.2B 83.53B 1.23B 8.27B 3.23B 41.86B 3.28B 3.21B 139B	7.64B 1.14B 972M 907M 833M 1.56B 109B 1.6B 10.76B 4.2B 54.47B 4.26B 4.17B 180B
Net income	1.54B 229M 196M 183M 168M 315M 21.91B 322M 2.17B 846M 10.98B 860M 841M 36.35B	1.46B 218M 186M 174M 160M 300M 20.83B 306M 2.06B 804M 10.44B 818M 800M 34.57B
Net Debt	-616M -91.56M -78.4M -73.15M -67.12M -126M -8.76B -129M -868M -338M -4.39B -344M -336M -14.54B	-532M -79.16M -67.78M -63.24M -58.03M -109M -7.57B -111M -750M -292M -3.8B -297M -291M -12.57B