Valuation: Capitec Limited

Market Cap 536B 32.61B 29.06B 26.65B 24.22B 45.53B 3,082B 46.57B 319B 128B 1,631B 122B 120B 5,168B P/E 2027 *
27x
P/E 2028 * 22.9x
Enterprise Value 536B 32.61B 29.06B 26.65B 24.22B 45.53B 3,082B 46.57B 319B 128B 1,631B 122B 120B 5,168B EV / Sales 2027 *
8.93x
EV / Sales 2028 * 7.83x
Free-Float
75.44%
Yield 2027 *
2.04%
Yield 2028 * 2.49%
1 day-0.21%
1 week+0.29%
Current month+0.42%
1 month+5.88%
3 months-3.74%
6 months+7.05%
Current year+11.41%
1 week 4,570.81
Extreme 4570.81
4,693.33
1 month 4,110
Extreme 4110
4,693.33
Current year 3,996.82
Extreme 3996.82
4,911.85
1 year 3,777.01
Extreme 3777.01
4,911.85
3 years 1,847.32
Extreme 1847.32
4,911.85
5 years 1,328.56
Extreme 1328.56
4,911.85
10 years 539.86
Extreme 539.86
4,911.85
Manager TitleAgeSince
Chief Executive Officer 51 19/07/2025
Director of Finance/CFO 43 01/07/2022
Chief Tech/Sci/R&D Officer - 16/02/2026
Director TitleAgeSince
Chairman 76 01/01/2007
Director/Board Member 49 05/10/2007
Chairman 61 01/06/2019
Date Insider Type Main position Quantity % Market Cap. Importance
23/10/25 Others

Executive/Senior Manager

1,029 0.0009%
23/10/25 Others

Executive/Senior Manager

630 0.0005%
23/10/25 Exercice

Executive/Senior Manager

2,318 0.0020%
Change 5-day change 1-year change 3-year change Capi.($)
-0.21%+0.29%+19.73%+149.60% 32.3B
+3.79%+3.68%+13.75%+144.16% 898B
+1.03%+2.89%+26.74%+105.25% 433B
+1.59%-0.15%+11.26%+127.80% 385B
+1.38%+2.50%+29.09%+125.27% 347B
+3.37%+1.12%-3.96%+81.50% 343B
+1.54%-1.98%+31.71%+111.39% 310B
+4.79%+1.67%+22.62%+116.35% 289B
+2.37%+2.01%+42.25%+151.40% 282B
+1.63%+4.09%-0.04%+110.67% 257B
Average +2.15%-0.25%+19.32%+122.34% 357.5B
Weighted average by Cap. +2.56%-0.14%+18.43%+122.98%

Financials

2027 *2028 *
Net sales 60.04B 3.65B 3.25B 2.98B 2.71B 5.1B 345B 5.21B 35.66B 14.29B 183B 13.7B 13.41B 578B 68.46B 4.16B 3.71B 3.4B 3.09B 5.81B 393B 5.95B 40.66B 16.3B 208B 15.63B 15.29B 660B
Net income 19.94B 1.21B 1.08B 991M 901M 1.69B 115B 1.73B 11.85B 4.75B 60.66B 4.55B 4.45B 192B 23.49B 1.43B 1.27B 1.17B 1.06B 1.99B 135B 2.04B 13.95B 5.59B 71.45B 5.36B 5.25B 226B
Net Debt - -
Projected Income Statement - Annual - Capitec Limited
Logo Capitec Limited
Capitec Bank Holdings Limited is a banking group organized around two sectors of activity: - retail banking: sale of classic and specialized banking products (consumer loan, leasing, insurance, etc.); - business banking. At the end of February 2024, the group had ZAR 156 billion in current deposits and ZAR 80.5 billion in current loans. Products and services are marketed through a network of 866 branches located in South Africa.
Employees
17,741
Sector
Banks
Date Price Change Volume
03/11/26 ZAR 4,630.00 -0.21% 273,181
02/11/26 ZAR 4,639.63 +0.63% 183,795
30/10/26 ZAR 4,610.50 -1.35% 283,932
29/10/26 ZAR 4,673.58 +1.16% 156,791
28/10/26 ZAR 4,620.00 +0.08% 140,567
Trader
Investor
-
Global
-
Quality
ESG MSCI
AA
MarketScreener Ratings - Capitec Limited
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
11
Last Close Price
4,630.00ZAR
Average target price
5,251.58ZAR
Spread / Average Target
+13.43%

Quarterly revenue - Rate of surprise

Rate of surprise - Net sales - Quarterly - Capitec Limited