Valuation: Instabank ASA

Market Cap 2.26B 242M 216M 200M 181M 339M 23B 344M 2.4B 952M 12.05B 909M 890M 37.99B P/E 2026 *
13.5x
P/E 2027 * 10.2x
Enterprise Value 2.26B 242M 216M 200M 181M 339M 23B 344M 2.4B 952M 12.05B 909M 890M 37.99B EV / Sales 2026 *
2.67x
EV / Sales 2027 * 2.14x
Free-Float
33.78%
Yield 2026 *
1.84%
Yield 2027 * 2.95%
1 day-0.20%
Current month-1.01%
1 month+2.94%
3 months+2.51%
6 months+17.79%
Current year+42.86%
1 week 4.88
Extreme 4.88
4.98
1 month 4.7
Extreme 4.7
5.1
Current year 3.4
Extreme 3.4
5.24
1 year 3.12
Extreme 3.12
5.24
3 years 1.46
Extreme 1.455
5.24
5 years 1.46
Extreme 1.455
5.24
10 years 0.5
Extreme 0.5
5.24
Manager TitleAgeSince
Chief Executive Officer 57 01/01/2016
Director of Finance/CFO - 01/09/2018
Compliance Officer - 01/01/2025
Director TitleAgeSince
Director/Board Member 70 -
Chairman 56 -
Director/Board Member 59 -
Date Insider Type Main position Quantity % Market Cap. Importance
22/12/25 Buy

Compliance Officer

14,792 0.0033%
24/11/25 Buy

Compliance Officer

7,783 0.0018%
24/11/25 Buy

Chief Executive Officer

264,241 0.0597%
Change 5-day change 1-year change 3-year change Capi.($)
-0.20%0.00%+54.09%+226.67% 242M
-1.47%-2.40%+12.58%+135.16% 881B
-1.50%-4.61%+19.47%+92.55% 416B
-1.86%-2.37%+10.40%+129.27% 370B
-1.02%-1.31%-2.32%+97.73% 350B
+0.46%-1.01%+23.92%+114.62% 335B
-0.58%-3.01%+35.34%+116.55% 311B
-1.07%-5.32%+36.18%+120.73% 310B
-0.36%+0.63%+36.56%+153.09% 279B
-0.75%-1.76%-2.45%+108.69% 247B
Average -0.84%-1.76%+22.38%+129.51% 349.95B
Weighted average by Cap. -1.03%-1.70%+17.73%+120.39%

Financials

2026 *2027 *
Net sales 847M 90.75M 81.04M 74.86M 67.84M 127M 8.61B 129M 901M 357M 4.51B 341M 333M 14.23B 1.05B 113M 101M 93.2M 84.46M 158M 10.72B 161M 1.12B 444M 5.62B 424M 415M 17.72B
Net income 167M 17.92M 16M 14.78M 13.39M 25.06M 1.7B 25.47M 178M 70.41M 891M 67.23M 65.8M 2.81B 226M 24.22M 21.63M 19.98M 18.11M 33.88M 2.3B 34.44M 240M 95.2M 1.2B 90.91M 88.97M 3.8B
Net Debt - -
Projected Income Statement - Annual - Instabank ASA
Logo Instabank ASA
Instabank ASA is a Norway-based company, which is primarily engaged in the financial services industry. The Company operates as a fully digital bank that offers loan products, savings and insurance to consumers in Norway, Sweden, Finland and Germany. The Company is a small and dynamic organization that provides customers with straightforward, digital and flexible bank solutions. Through Instabank's technology and paytech expertise, the Bank also assists companies that want to innovate their business model in light of the digital transformation. The Company distributes products and services primarily through the bank’s Website and via agents. The Company is primarily owned by Norwegian investors.
Employees
69
Sector
Banks
Date Price Change Volume
23/10/26 NOK 4.900 -0.20% 20,172
22/10/26 NOK 4.910 -0.81% 34,931
21/10/26 NOK 4.950 -0.20% 73,010
20/10/26 NOK 4.960 +0.40% 24,719
19/10/26 NOK 4.940 +0.82% 79,965
Sell
Consensus
Buy
Mean consensus
HOLD
Number of Analysts
1
Last Close Price
4.900NOK
Average target price
4.800NOK
Spread / Average Target
-2.04%

Quarterly revenue - Rate of surprise

Rate of surprise - Net sales - Quarterly - Instabank ASA
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