Company Valuation: OFG Bancorp

Data adjusted to current consolidation scope
Fiscal Period: December 2021 2022 2023 2024 2025 2026 2027 2028
Market Cap 1 1,324 1,311 1,764 1,942 1,801 2,249 - -
Change - -0.99% 34.55% 10.13% -7.27% 24.88% - -
Enterprise Value (EV) 1,324 1,311 1,764 1,942 1,801 2,249 2,249 2,249
Change - -0.99% 34.55% 10.13% -7.27% 24.88% 0% 0%
P/E 9.45x 8.01x 9.79x 10x 8.95x 10.5x 10.4x 9.68x
PBR 1.23x 1.26x 1.48x 1.53x 1.28x 1.52x 1.4x 1.35x
PEG - 0.4x 0.9x 1x 1.08x 1x 11.48x 1.31x
Capitalization / Revenue 2.47x 2.16x 2.58x 2.74x 2.46x 2.99x 2.96x 2.88x
EV / Revenue 0x 0x 0x 0x 0x 2.99x 2.96x 2.88x
EV / EBITDA - - - - - - - -
EV / EBIT 0x 0x 0x 0x 0x 6.15x 6.12x 6.03x
EV / FCF - - - - - - - -
FCF Yield - - - - - - - -
Dividend per Share 2 0.4 0.7 0.88 1 1.2 1.4 1.46 -
Rate of return 1.51% 2.54% 2.35% 2.36% 2.93% 2.63% 2.74% -
EPS 2 2.81 3.44 3.83 4.23 4.58 5.076 5.122 5.5
Distribution rate 14.2% 20.3% 23% 23.6% 26.2% 27.6% 28.5% -
Net sales 1 536.6 607.8 682.7 709.6 731.4 752 760.3 780.3
EBITDA - - - - - - - -
EBIT 1 214.8 268.2 325.9 336 341.6 365.5 367.6 373.3
Net income 1 144.9 166.2 181.9 198.2 205.1 215.3 210.3 206.8
Net Debt - - - - - - - -
Reference price 2 26.56 27.56 37.48 42.32 40.98 53.22 53.22 53.22
Nbr of stocks (in thousands) 49,847 47,563 47,058 45,898 43,955 42,265 - -
Announcement Date 19/1/22 26/1/23 24/1/24 22/1/25 22/1/26 - - -
1USD in Million2USD
Estimates

P/E, Detailed evolution



P/E (Y) EV / Sales (Y) EV / EBITDA (Y) Dividend Yield (Y) Capi.($)
10.48x - - 2.63% 2.25B
14.19x - - 1.76% 953B
13.4x - - 1.9% 438B
6.38x - - 4.86% 412B
13.06x - - 4% 366B
6.3x - - 4.89% 334B
6.76x - - 4.68% 298B
18.07x - - 2.35% 292B
15.17x - - 2.6% 273B
12.32x - - 2.12% 272B
Average 11.61x 3.18% 364.05B
Weighted average by Cap. 12.01x 3.02%

Y-o-Y evolution of P/E

Historical PBR trend

Evolution Enterprise Value / Sales

Change in Enterprise Value/EBITDA



Year-on-year evolution of the Yield

  1. Stock Market
  2. Stocks
  3. OFG Stock
  4. Valuation OFG Bancorp