Valuation : Provident Financial

Market Cap 198M 269M 231M 216M 373M 25.67B 374M 2.56B 1B 12.94B 1.01B 987M 42.81B P/E 2026 *
16.6x
P/E 2027 * 5.3x
Enterprise Value 198M 269M 231M 216M 373M 25.67B 374M 2.56B 1B 12.94B 1.01B 987M 42.81B EV / Sales 2026 *
0.41x
EV / Sales 2027 * 0.38x
Free-Float
88.66%
Yield 2026 *
1.27%
Yield 2027 * 4.78%
Manager TitleAgeSince
Chief Executive Officer 60 01/08/2023
Director of Finance/CFO 60 01/11/2023
Chief Operating Officer - -
Director TitleAgeSince
Director/Board Member 68 01/04/2019
Director/Board Member 60 09/03/2023
Chairman 65 15/09/2023
Change 5-day change 1-year change 3-year change Capi.($)
0.00%0.00% - - 269M
+2.63%+1.35%-21.18%+36.49% 39.36B
+0.05%-0.05%+4.51%+34.08% 33.69B
-1.78%-0.26%+85.27%+195.55% 27.68B
+0.39%+4.75%+6.06%+151.25% 25.96B
+2.20%+7.51%-22.82%+134.08% 24.33B
-0.13%+0.74%+27.33%+71.93% 16.86B
-3.80%+7.90%+15.41%+139.52% 13.5B
+1.63%+3.70%+49.28%+145.88% 9.53B
+4.69%+13.56%+1,903.27%+4,105.90% 9.31B
Average +0.59%+3.02%+227.46%+557.19% 22.25B
Weighted average by Cap. +0.63%+1.13%+100.59%+289.19%

Financials

2026 *2027 *
Net sales 482M 656M 563M 527M 909M 62.61B 911M 6.24B 2.44B 31.56B 2.46B 2.41B 104B 516M 701M 602M 563M 972M 66.95B 975M 6.67B 2.61B 33.74B 2.63B 2.58B 112B
Net income 15M 20.38M 17.5M 16.38M 28.26M 1.95B 28.34M 194M 75.83M 981M 76.53M 74.88M 3.25B 40.23M 54.67M 46.93M 43.94M 75.79M 5.22B 76.01M 520M 203M 2.63B 205M 201M 8.71B
Net Debt - -
Logo Provident Financial
Vanquis Banking Group plc is a United Kingdom-based specialist bank. The Company supports its target customers with differentiated credit, savings and money management solutions, with lending predominantly funded by retail deposits. The Company's brands include Vanquis, Moneybarn, and Snoop. Through Vanquis, the Company offers a range of credit cards, unsecured personal loans, and savings products. It provides customers with credit cards, tailored to suit their needs, with a range of APRs and credit limits. Through Moneybarn, it offers secured vehicle finance on a range of asset classes, new and used, including cars, motorbikes and light commercial vehicles. Snoop's platform combines both data-driven, personalized insights (or Snoops) to help consumers find their money-saving opportunities, and a free credit scoring service. Snoop uses artificial intelligence (AI) and open banking data to help people save on household bills and targets savings of up to £1,500 per year for customers.
Employees
-
Trader
Investor
-
Global
-
Quality
ESG MSCI
AA
Sell
Consensus
Buy
Mean consensus
BUY
Number of Analysts
4
Last Close Price
0.7900GBP
Average target price
1.375GBP
Spread / Average Target
+74.05%

Annual profits - Rate of surprise