Valuation: Chime Financial, Inc.

Market Cap 12.49B 11.2B 10.32B 9.37B 17.74B 1,171B 18.24B 124B 49.24B 627B 46.87B 45.87B 1,983B P/E 2026 *
62.7x
P/E 2027 * 30.3x
Enterprise Value 11.72B 10.51B 9.69B 8.8B 16.65B 1,099B 17.11B 116B 46.21B 589B 43.98B 43.05B 1,861B EV / Sales 2026 *
4.19x
EV / Sales 2027 * 3.19x
Free-Float
85.07%
Yield 2026 *
-
Yield 2027 * -
1 day+0.03%
1 week+15.39%
Current month+16.42%
1 month+8.18%
3 months+5.48%
6 months+76.61%
Current year+29.28%
1 week 29.04
Extreme 29.04
33.28
1 month 27.66
Extreme 27.66
33.28
Current year 15.88
Extreme 15.88
35.55
1 year 15.88
Extreme 15.88
35.55
3 years 15.88
Extreme 15.88
44.94
5 years 15.88
Extreme 15.88
44.94
10 years 15.88
Extreme 15.88
44.94
Manager TitleAgeSince
Chief Executive Officer 53 01/01/2012
Director of Finance/CFO 57 07/08/2026
Chief Operating Officer - 08/12/2025
Director TitleAgeSince
Director/Board Member 49 01/02/2019
Chairman 53 01/01/2012
Director/Board Member 51 01/05/2018
Date Insider Type Main position Quantity % Market Cap. Importance
20/10/26 Conversion

Founder

-11,318 0.0352%
20/10/26 Conversion

Founder

22,636 0.0067%
16/10/26 Don

Chief Executive Officer

-115,124 0.0339%
Change 5-day change 1-year change 3-year change Capi.($)
+0.03%+15.39%+53.06% - 12.48B
+0.65%-1.24%-47.89%-35.63% 90.39B
-2.39%-5.08%-40.15%+888.21% 75.03B
-0.91%+5.42%-35.55%-6.76% 31.15B
-3.06%-8.36%-13.33%+194.03% 23.06B
-0.75%-2.96%-20.71%+88.70% 22.95B
-3.82%-13.61%-37.58% - 17.33B
-1.75%-4.65%+19.35%-5.99% 17B
+3.23%+7.79% - - 14.86B
-0.11%-27.39%-56.74%-45.98% 14.61B
Average -0.18%-2.59%-19.95%+153.80% 32B
Weighted average by Cap. +0.08%-2.50%-31.97%+251.47%

Financials

2026 *2027 *
Net sales 2.8B 2.51B 2.31B 2.1B 3.97B 262B 4.08B 27.68B 11.03B 141B 10.5B 10.27B 444B 3.45B 3.09B 2.85B 2.59B 4.9B 323B 5.03B 34.11B 13.59B 173B 12.94B 12.66B 547B
Net income 206M 185M 170M 155M 293M 19.33B 301M 2.04B 813M 10.35B 774M 757M 32.73B 431M 386M 356M 323M 612M 40.4B 629M 4.26B 1.7B 21.65B 1.62B 1.58B 68.43B
Net Debt -769M -689M -635M -577M -1.09B -72.06B -1.12B -7.61B -3.03B -38.61B -2.88B -2.82B -122B -1.48B -1.33B -1.22B -1.11B -2.1B -139B -2.16B -14.65B -5.84B -74.35B -5.55B -5.44B -235B
Projected Income Statement - Annual - Chime Financial, Inc.
Logo Chime Financial, Inc.
Chime Financial, Inc. is a financial technology company. The Company offers a range of low-cost banking and payments products that address the financial needs of everyday people. Through its platform, its members access FDIC-insured checking accounts and linked debit cards, nationwide ATM and cash deposit networks, and early access to their paycheck, allowing them to manage their money and pay for everyday expenses. Its liquidity products offered through its platform are designed to provide its eligible members with access to short-term liquidity when they need it most for free. These products include SpotMe, MyPay and Instant Loans. The SpotMe which allows eligible members to overdraft fee-free within their available limit. The MyPay, which allows its members to access up to $500 of their pay on demand before payday. The Instant Loans allows eligible members to borrow funds repaid in equal monthly installments over a specified period.
Employees
1,519
Date Price Change Volume
10/11/26 US$32.54 +0.03% 5,961,483
09/11/26 US$32.53 +3.83% 7,855,230
06/11/26 US$31.33 +3.81% 8,530,561
05/11/26 US$30.18 +1.04% 8,301,484
04/11/26 US$29.87 +5.92% 4,995,495
Trader
Investor
Global
Quality
ESG MSCI
BBB
MarketScreener Ratings - Chime Financial, Inc.
Sell
Consensus
Buy
Mean consensus
BUY
Number of Analysts
23
Last Close Price
32.54USD
Average target price
41.90USD
Spread / Average Target
+28.78%
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