Valuation: Chime Financial, Inc.

Market Cap 12.12B 10.47B 9.84B 8.95B 16.82B 1,159B 17.1B 115B 45.07B 580B 45.51B 44.53B 1,929B P/E 2026 *
72.2x
P/E 2027 * 36.9x
Enterprise Value 11.13B 9.61B 9.03B 8.22B 15.45B 1,064B 15.7B 106B 41.39B 533B 41.79B 40.88B 1,771B EV / Sales 2026 *
4.06x
EV / Sales 2027 * 3.18x
Free-Float
84.71%
Yield 2026 *
-
Yield 2027 * -
1 day-0.50%
1 week+10.03%
Current month+39.28%
1 month+44.95%
3 months+81.01%
6 months+62.62%
Current year+27.21%
1 week 29.14
Extreme 29.14
32.55
1 month 20.23
Extreme 20.23
33.41
Current year 15.88
Extreme 15.88
33.41
1 year 15.88
Extreme 15.88
33.41
3 years 15.88
Extreme 15.88
44.94
5 years 15.88
Extreme 15.88
44.94
10 years 15.88
Extreme 15.88
44.94
Manager TitleAgeSince
Chief Executive Officer 53 01/01/2012
Director of Finance/CFO 57 07/08/2026
Chief Operating Officer - 08/12/2025
Director TitleAgeSince
Director/Board Member 49 01/02/2019
Chairman 53 01/01/2012
Director/Board Member 51 01/05/2018
Date Insider Type Main position Quantity % Market Cap.
12/8/26
DST Global Ltd. /GB/
SellCompany -2,022 0.0006%
12/8/26
DST Global Ltd. /GB/
SellCompany -2,022 0.0006%
10/8/26 Conversion

Chief Executive Officer

300,000 0.0884%
Change 5-day change 1-year change 3-year change Capi.($)
-0.50%+10.03%+8.99% - 12.12B
-3.53%+6.28%-51.77%-30.48% 94.55B
-3.83%+2.43%-16.30%+817.96% 85.92B
+0.23%+14.11%-23.98%-29.05% 38.8B
+0.04%+4.12%-0.47%+440.34% 26.24B
-0.71%-3.99%-12.21%+74.25% 25.7B
-2.74%+0.35%-39.40%-23.19% 22.13B
-0.76%+9.30%+3.63%+1.96% 18.76B
-5.01%+7.39%-52.03% - 18.18B
+0.60%-3.48%-39.61%+118.27% 14.75B
Average -1.62%+4.71%-22.32%+171.26% 35.71B
Weighted average by Cap. -2.34%+4.92%-27.38%+247.82%

Financials

2026 *2027 *
Net sales 2.74B 2.37B 2.23B 2.02B 3.81B 262B 3.87B 26.08B 10.2B 131B 10.3B 10.07B 436B 3.29B 2.84B 2.67B 2.43B 4.56B 314B 4.64B 31.25B 12.22B 157B 12.34B 12.07B 523B
Net income 175M 151M 142M 129M 243M 16.71B 247M 1.66B 650M 8.37B 656M 642M 27.81B 347M 300M 282M 256M 481M 33.17B 489M 3.3B 1.29B 16.61B 1.3B 1.27B 55.19B
Net Debt -992M -857M -805M -732M -1.38B -94.85B -1.4B -9.43B -3.69B -47.5B -3.72B -3.64B -158B -1.67B -1.45B -1.36B -1.24B -2.32B -160B -2.36B -15.92B -6.22B -80.15B -6.28B -6.15B -266B
Logo Chime Financial, Inc.
Chime Financial, Inc. is a financial technology company. The Company offers a range of low-cost banking and payments products that address the financial needs of everyday people. Through its platform, its members access FDIC-insured checking accounts and linked debit cards, nationwide ATM and cash deposit networks, and early access to their paycheck, allowing them to manage their money and pay for everyday expenses. Its liquidity products offered through its platform are designed to provide its eligible members with access to short-term liquidity when they need it most for free. These products include SpotMe, MyPay and Instant Loans. The SpotMe which allows eligible members to overdraft fee-free within their available limit. The MyPay, which allows its members to access up to $500 of their pay on demand before payday. The Instant Loans allows eligible members to borrow funds repaid in equal monthly installments over a specified period.
Employees
1,519
Date Price Change Volume
14/08/26 US$32.02 -0.50% 5,165,742
13/08/26 US$32.18 +1.84% 13,099,257
12/08/26 US$31.60 -0.41% 7,567,210
11/08/26 US$31.73 +2.85% 12,979,741
10/08/26 US$30.85 +6.01% 8,444,761
Trader
Investor
Global
Quality
ESG MSCI
BBB
Sell
Consensus
Buy
Mean consensus
BUY
Number of Analysts
20
Last Close Price
32.02USD
Average target price
33.90USD
Spread / Average Target
+5.87%

Quarterly revenue - Rate of surprise

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