Valuation: CalBank PLC

Market Cap 3.22B 290M 249M 233M 213M 400M 27.79B 405M 2.75B 1.07B 13.96B 1.09B 1.07B 46.18B P/E 2024
1.15x
P/E 2025 3.81x
Enterprise Value 3.63B 328M 281M 263M 241M 452M 31.39B 458M 3.11B 1.21B 15.77B 1.23B 1.2B 52.15B EV / Sales 2024
0.91x
EV / Sales 2025 2.87x
Free-Float
16.38%
Yield 2024 *
-
Yield 2025 -
1 week-2.56%
Current month-3.80%
1 month-3.80%
6 months-19.15%
Current year+18.75%
1 week 0.76
Extreme 0.76
0.77
1 month 0.76
Extreme 0.76
0.8
Current year 0.61
Extreme 0.61
0.94
1 year 0.33
Extreme 0.33
0.94
3 years 0.26
Extreme 0.26
0.94
5 years 0.26
Extreme 0.26
0.94
10 years 0.26
Extreme 0.26
1.72
Manager TitleAgeSince
Chief Executive Officer 54 01/02/2024
Chief Tech/Sci/R&D Officer - -
Compliance Officer - -
Director TitleAgeSince
Director/Board Member 56 02/11/2017
Director/Board Member 66 02/11/2017
Director/Board Member 63 01/01/2020
Change 5-day change 1-year change 3-year change Capi.($)
0.00%-2.56%+52.00%+18.75% 290M
+0.01%-3.10%+20.62%+135.20% 935B
-0.27%-4.34%+27.83%+111.63% 431B
0.00%+4.33%+25.84%+122.47% 394B
+1.05%-0.62%+56.97%+160.31% 355B
+0.49%+5.78%+19.44%+129.98% 317B
-0.34%-6.10%+49.08%+132.90% 285B
+1.19%+4.86%+24.55%+111.73% 273B
+0.17%-5.61%+7.72%+97.32% 254B
+1.27%-4.83%+55.60%+220.80% 248B
Average +0.45%-0.96%+33.97%+124.11% 349.25B
Weighted average by Cap. +0.43%-1.18%+29.87%+134.23%

Financials

2024 2025
Net sales 996M 89.9M 77.01M 72.06M 65.96M 124M 8.6B 125M 851M 332M 4.32B 338M 330M 14.29B 1.08B 97.5M 83.51M 78.14M 71.53M 134M 9.33B 136M 923M 360M 4.69B 366M 358M 15.5B
Net income 268M 24.17M 20.71M 19.37M 17.74M 33.28M 2.31B 33.72M 229M 89.27M 1.16B 90.77M 88.79M 3.84B 305M 27.53M 23.58M 22.07M 20.2M 37.91M 2.63B 38.41M 261M 102M 1.32B 103M 101M 4.38B
Net Debt 690M 62.32M 53.38M 49.95M 45.72M 85.81M 5.96B 86.94M 590M 230M 3B 234M 229M 9.91B 416M 37.56M 32.18M 30.11M 27.56M 51.72M 3.59B 52.41M 356M 139M 1.81B 141M 138M 5.97B
Logo CalBank PLC
CalBank Limited is a banking group organized around 4 areas of activity: - treasury management (43.2% of net interest income); - business bank (28.6%); - retail bank (25.8%): sale of classic and specialized banking products and services (leasing, mortgage loans, consumer loans, etc.); - brokerage services (2.1%) ; - others (0.3%). At the end of 2021, the group has GHS 2,239.5 million in current deposits and GHS 5,161.9 million in current loans. Products and services are marketed through a network of 33 branches located in Ghana.
Employees
1,046
Sector
Banks
Date Price Change Volume
21/08/26 GHS 0.7600 0.00% 181,585
20/08/26 GHS 0.7600 0.00% 224,158
19/08/26 GHS 0.7600 -1.30% 127,318
18/08/26 GHS 0.7700 0.00% 245,231
17/08/26 GHS 0.7700 -1.28% 243,149
Sell
Consensus
Buy
Mean consensus
HOLD
Number of Analysts
1
Last Close Price
0.7600GHS
Average target price
0.8600GHS
Spread / Average Target
+13.16%

Annual profits - Rate of surprise