Valuation: Kaspi Bank

Market Cap 8,167B 17.44B 15.14B 14.18B 12.97B 24.48B 1,662B 24.8B 166B 65.08B 830B 65.5B 64.07B 2,763B P/E 2026 *
7.62x
P/E 2027 * 6.59x
Enterprise Value 8,167B 17.44B 15.14B 14.18B 12.97B 24.48B 1,662B 24.8B 166B 65.08B 830B 65.5B 64.07B 2,763B EV / Sales 2026 *
1.64x
EV / Sales 2027 * 1.45x
Free-Float
52.91%
Yield 2026 *
7.91%
Yield 2027 * 8.67%
1 day-0.16%
1 week+2.94%
Current month+2.22%
1 month+1.46%
3 months+6.56%
6 months+12.30%
Current year+5.79%
1 week 41,259
Extreme 41259
43,300
1 month 40,776.63
Extreme 40776.63
43,300
Current year 34,837.07
Extreme 34837.07
44,775
1 year 34,837.07
Extreme 34837.07
52,400
3 years 34,837.07
Extreme 34837.07
67,000
5 years 21,000
Extreme 21000
68,200
10 years 4,445
Extreme 4445
68,200
Manager TitleAgeSince
Chief Executive Officer 51 05/12/2018
Director of Finance/CFO 51 -
Chief Operating Officer 46 -
Director TitleAgeSince
Chairman 51 17/03/2015
Chairman 56 05/12/2018
Director/Board Member 56 08/04/2019
Change 5-day change 1-year change 3-year change Capi.($)
-0.16%+2.94% - - 17.52B
-1.84%+2.03%-58.70%-35.23% 89.7B
-2.25%+4.75%-14.14%+704.17% 83.43B
-1.12%+5.42%-37.28%-41.04% 34.4B
-1.38%+5.80%+14.31%+71.14% 27.02B
-2.41%+4.55%-0.91%+358.84% 26.28B
-0.07%-6.93%-38.76%-27.21% 22.09B
-0.42%+3.10%+3.41%+12.78% 17.52B
0.00%-1.49%-60.87% - 16.07B
-5.17%+1.06%-32.58%+82.38% 15.45B
Average -0.61%+1.58%-25.06%+140.73% 36.88B
Weighted average by Cap. -0.49%+2.48%-29.05%+210.28%

Financials

2026 *2027 *
Net sales 4,985B 10.65B 9.24B 8.65B 7.91B 14.94B 1,014B 15.14B 101B 39.72B 507B 39.98B 39.11B 1,687B 5,620B 12B 10.42B 9.75B 8.92B 16.85B 1,144B 17.07B 114B 44.79B 571B 45.07B 44.09B 1,902B
Net income 1,081B 2.31B 2B 1.88B 1.72B 3.24B 220B 3.28B 21.95B 8.61B 110B 8.67B 8.48B 366B 1,261B 2.69B 2.34B 2.19B 2B 3.78B 257B 3.83B 25.6B 10.05B 128B 10.11B 9.89B 427B
Net Debt - -
Logo Kaspi Bank
Kaspi.kz AO (Joint Stock Company Kaspi.kz), formerly Aktsionernoe obshchestvo kaspi, is a Kazakhstan-based financial technology company, which provide a range of services such as online payments, e-commerce, and digital banking. The Company operates as holding company for Kaspi Group AO and Kaspi Magazin TOO. The Company operates through two segments. Mass retail offers a wide range of products and financial services to retail customers through a network of branches, offices, and automated teller machine (ATM). These products include savings and current accounts, credit cards, car loans and commodity loans, as well as a wide range of insurance policies. Financial services for corporate, middle, and small, and other businesses segment, including deposits, overdrafts, loans and other credit services and currency exchange.
Employees
14,008
Date Price Change Volume
06/08/26 KZT 42,730.00 -0.16% 1,090
05/08/26 KZT 42,800.08 -0.16% 1,712
04/08/26 KZT 42,870.00 +2.36% 1,695
03/08/26 KZT 41,880.00 +0.19% 2,288
31/07/26 KZT 41,802.38 +0.70% 950
Trader
Investor
-
Global
-
Quality
-
ESG MSCI
-
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
7
Last Close Price
42,976.63KZT
Average target price
46,021.23KZT
Spread / Average Target
+7.08%

Quarterly revenue - Rate of surprise