Valuation: Kaspi Bank

Market Cap 8,047B 18.18B 15.95B 15.07B 13.73B 25.7B 1,742B 25.89B 180B 69.83B 890B 68.26B 66.78B 2,861B P/E 2026 *
7.23x
P/E 2027 * 6.35x
Enterprise Value 8,047B 18.18B 15.95B 15.07B 13.73B 25.7B 1,742B 25.89B 180B 69.83B 890B 68.26B 66.78B 2,861B EV / Sales 2026 *
1.69x
EV / Sales 2027 * 1.45x
Free-Float
52.91%
Yield 2026 *
8.74%
Yield 2027 * 9.3%
1 day-0.14%
1 week-5.14%
Current month-12.80%
1 month-13.87%
3 months+2.18%
6 months+16.69%
Current year+4.73%
1 week 41,566.03
Extreme 41566.03
44,600
1 month 41,566.03
Extreme 41566.03
49,080
Current year 34,837.07
Extreme 34837.07
51,118.66
1 year 34,837.07
Extreme 34837.07
51,118.66
3 years 34,837.07
Extreme 34837.07
67,000
5 years 21,000
Extreme 21000
68,200
10 years 4,445
Extreme 4445
68,200
Manager TitleAgeSince
Chief Executive Officer 51 05/12/2018
Director of Finance/CFO 51 -
Chief Operating Officer 46 -
Director TitleAgeSince
Chairman 51 17/03/2015
Chairman 56 05/12/2018
Director/Board Member 56 08/04/2019
Change 5-day change 1-year change 3-year change Capi.($)
-0.14%-5.14% - - 18.18B
-1.18%-0.35%-1.95%+1,147.65% 107B
-0.48%-9.04%-60.50%-45.74% 73.7B
-0.11%-1.85%-36.06%+30.11% 31.49B
-0.07%+0.44%-5.93%+253.01% 24.13B
-2.18%-1.50%-20.61%+89.38% 22.88B
-4.30%-3.03%-29.92% - 22.71B
+1.20%-0.59%-44.88%-36.24% 18.26B
+3.10%-1.91%+13.89%-3.95% 18.18B
+2.38%-0.12%-35.28%+94.46% 15.68B
Average -0.43%-1.83%-24.58%+191.09% 37.15B
Weighted average by Cap. -0.61%-2.56%-24.58%+416.05%

Financials

2026 *2027 *
Net sales 4,748B 10.73B 9.41B 8.89B 8.1B 15.16B 1,028B 15.27B 106B 41.2B 525B 40.27B 39.4B 1,688B 5,559B 12.56B 11.02B 10.41B 9.49B 17.76B 1,204B 17.88B 125B 48.24B 615B 47.15B 46.13B 1,976B
Net income 1,118B 2.53B 2.22B 2.09B 1.91B 3.57B 242B 3.6B 25.06B 9.71B 124B 9.49B 9.28B 398B 1,296B 2.93B 2.57B 2.43B 2.21B 4.14B 281B 4.17B 29.04B 11.25B 143B 10.99B 10.75B 461B
Net Debt - -
Logo Kaspi Bank
Kaspi.kz AO is a Kazakhstan-based financial technology company, which provide a range of services such as online payments, e-commerce, and digital banking. The Company operates in three segments: payments, marketplace and fintech. In payments segment the Company operates Payments Platform through which consumers can pay for shopping transactions, household bills and make peer-to-peer transactions. It also allows merchants to accept payments, issue and settle invoices, pay suppliers and monitor turnover. In marketplace segment the Company operates Marketplace Platform which offers m-Commerce, e-Commerce, and Kaspi Travel. In fintech segment the Company operates Fintech Platform which offers Buy Now, Pay Later (BNPL) services, finance and deposit products. The Company operates mobile application Super App.
Employees
14,008
Date Price Change Volume
25/09/26 KZT 42,300.03 -0.14% 1,194
24/09/26 KZT 42,358.00 -3.07% 3,407
23/09/26 KZT 43,700.00 -1.29% 2,743
22/09/26 KZT 44,270.00 -1.18% 2,063
21/09/26 KZT 44,800.00 +0.46% 1,528
Trader
Investor
-
Global
-
Quality
-
ESG MSCI
-
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
7
Last Close Price
42,347.37KZT
Average target price
49,053.41KZT
Spread / Average Target
+15.84%

Quarterly revenue - Rate of surprise